{"id":308,"date":"2022-02-27T09:36:18","date_gmt":"2022-02-27T14:36:18","guid":{"rendered":"https:\/\/lineawealth.com\/?page_id=308"},"modified":"2022-06-27T20:29:45","modified_gmt":"2022-06-28T00:29:45","slug":"401k","status":"publish","type":"page","link":"https:\/\/advisors1.bradcable.com\/lineaprivatewealthmanagement\/401k\/","title":{"rendered":"401k"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.11.4&#8243; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; global_colors_info=&#8221;{}&#8221; next_background_color=&#8221;#00657d&#8221; background_color_gradient_stops=&#8221;#2b87da 0%|#29c4a9 100%&#8221;][et_pb_fullwidth_header title=&#8221;We Can Help You With Your 401k Options&#8221; _builder_version=&#8221;4.14.8&#8243; 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Cash it Out<\/p>\n<p>2. Leave the money where it is<\/p>\n<p>3. Roll the money into your new employer&#8217;s plan<\/p>\n<p>4. Roll the money into an IRA<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; custom_padding__hover=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; background_color_gradient_stops=&#8221;#2b87da 0%|#29c4a9 100%&#8221;][et_pb_video _builder_version=&#8221;4.17.4&#8243; src=&#8221;https:\/\/www.youtube.com\/watch?v=ZWYSUcfokr4&#8243; db_limit_youtube_related_videos_to_same_channel=&#8221;on&#8221; module_alignment=&#8221;center&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; z_index_tablet=&#8221;0&#8243; width=&#8221;70%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; play_icon_color=&#8221;#01657f&#8221; background_pattern_color=&#8221;rgba(0,0,0,0.2)&#8221; background_mask_color=&#8221;#ffffff&#8221; border_width_right=&#8221;5px&#8221; 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background_mask_color=&#8221;#ffffff&#8221; background_image=&#8221;https:\/\/advisors1.bradcable.com\/lineaprivatewealthmanagement\/wp-content\/uploads\/sites\/142\/2022\/06\/iStock-1157674417.jpg&#8221;][et_pb_row][et_pb_column type=&#8221;4_4&#8243; custom_padding__hover=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; background_color_gradient_stops=&#8221;#2b87da 0%|#29c4a9 100%&#8221;][et_pb_text admin_label=&#8221;Should You Use a Financial Advisor to Help with the 401k Rollover to IRA Decision?&#8221; _builder_version=&#8221;4.17.4&#8243; text_text_shadow_horizontal_length=&#8221;text_text_shadow_style,%91object Object%93&#8243; text_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; text_text_shadow_vertical_length=&#8221;text_text_shadow_style,%91object Object%93&#8243; text_text_shadow_vertical_length_tablet=&#8221;0px&#8221; text_text_shadow_blur_strength=&#8221;text_text_shadow_style,%91object Object%93&#8243; text_text_shadow_blur_strength_tablet=&#8221;1px&#8221; link_text_shadow_horizontal_length=&#8221;link_text_shadow_style,%91object Object%93&#8243; 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header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; z_index_tablet=&#8221;0&#8243; background_pattern_color=&#8221;rgba(0,0,0,0.2)&#8221; background_mask_color=&#8221;#ffffff&#8221;]<\/p>\n<h1>Should You Use a Financial Advisor to Help with the 401k Rollover to IRA Decision?<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.4&#8243; 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ul_text_shadow_vertical_length=&#8221;ul_text_shadow_style,%91object Object%93&#8243; ul_text_shadow_blur_strength=&#8221;ul_text_shadow_style,%91object Object%93&#8243; ol_text_shadow_horizontal_length=&#8221;ol_text_shadow_style,%91object Object%93&#8243; ol_text_shadow_vertical_length=&#8221;ol_text_shadow_style,%91object Object%93&#8243; ol_text_shadow_blur_strength=&#8221;ol_text_shadow_style,%91object Object%93&#8243; quote_text_shadow_horizontal_length=&#8221;quote_text_shadow_style,%91object Object%93&#8243; quote_text_shadow_vertical_length=&#8221;quote_text_shadow_style,%91object Object%93&#8243; quote_text_shadow_blur_strength=&#8221;quote_text_shadow_style,%91object Object%93&#8243; header_text_shadow_horizontal_length=&#8221;header_text_shadow_style,%91object Object%93&#8243; header_text_shadow_vertical_length=&#8221;header_text_shadow_style,%91object Object%93&#8243; header_text_shadow_blur_strength=&#8221;header_text_shadow_style,%91object Object%93&#8243; header_2_text_shadow_horizontal_length=&#8221;header_2_text_shadow_style,%91object Object%93&#8243; 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header_6_text_shadow_horizontal_length=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_vertical_length=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_blur_strength=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; custom_margin=&#8221;30px||30px|&#8221; background_pattern_color=&#8221;rgba(0,0,0,0.2)&#8221; background_mask_color=&#8221;#ffffff&#8221;]<\/p>\n<p>Using a financial advisor can help you avoid making unsophisticated choices as an investor. For instance, doing an indirect rollover instead of a direct transfer &#8211; a common mistake &#8211; can cost money in needless tax and can also create a cash crunch when you can afford it least.<\/p>\n<p>Finding a good, objective financial advisor can help you make better decisions and potentially improve your wealth outcomes.<\/p>\n<p>Quality advice can be important to help you make the best decisions for a timely and confident retirement.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=&#8221;1&#8243; specialty=&#8221;off&#8221; prev_background_color=&#8221;#000000&#8243; _builder_version=&#8221;4.17.4&#8243; background_pattern_color=&#8221;rgba(0,0,0,0.2)&#8221; background_mask_color=&#8221;#ffffff&#8221; gutter_width=&#8221;2&#8243; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243;][et_pb_row _builder_version=&#8221;4.11.4&#8243; gutter_width=&#8221;2&#8243; width=&#8221;50%&#8221; width_phone=&#8221;80%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; z_index_tablet=&#8221;0&#8243; background_color_gradient_stops=&#8221;#2b87da 0%|#29c4a9 100%&#8221;][et_pb_column type=&#8221;4_4&#8243; custom_padding__hover=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221; background_color_gradient_stops=&#8221;#2b87da 0%|#29c4a9 100%&#8221;][et_pb_text admin_label=&#8221;Do not know what to do? 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We are here to help.<\/h1>\n<p>Call us today 770-731-8500 for information or to schedule a consultation.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/go.oncehub.com\/WesHeinrichsMeetingList&#8221; button_text=&#8221;SCHEDULE NOW&#8221; _builder_version=&#8221;4.17.4&#8243; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#01657f&#8221; button_border_color=&#8221;#01657f&#8221; button_use_icon=&#8221;off&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; background_layout=&#8221;dark&#8221; z_index_tablet=&#8221;0&#8243; button_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; button_text_shadow_vertical_length_tablet=&#8221;0px&#8221; button_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; saved_tabs=&#8221;all&#8221; 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text_orientation=&#8221;center&#8221;]<\/p>\n<p>\nSecurities offered through LPL Financial, a registered investment advisor, Member FINRA\/SIPC. Advisory Services offered through IFG Advisory, LLC, a registered investment advisor. IFG Advisory, LLC and Linea Private Wealth Management are separate entities from LPL Financial.<\/p>\n<p>This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material. Tracking #1-05040372<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Changing Jobs? This is what you can do with the 401(k) money you have accumulated: 1. Cash it Out 2. Leave the money where it is 3. Roll the money into your new employer&#8217;s plan 4. 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